FAQs About Disability Insurance and Disability Claims Denials

At Shernoff Bidart Echeverria LLP, our disability insurance claims denials attorneys stand up and fight for the rights of policyholders whose disabled workers' protection or disability insurance benefits have been denied, delayed or terminated.

We Lead the Nation in Insurance Law

We are the nation's leading disability insurance law firm, litigating on behalf of disabled people in all 50 states. We evaluate more than 1,000 new disability insurance cases every month and have represented more than 20,000 disabled workers over the past two decades.

Short-Term and Long-Term Disability Insurance Claims & Lawsuits

• What questions should I ask before hiring an attorney to take my disability case?
• What is disability insurance bad faith?
• My lawyer says I should just settle my claim, but the amount is not what I think I am entitled to. Can I get more money if my case goes to trial?
• My disability insurance policy was canceled when I filed a claim. I paid my premiums, can my insurance company cancel my policy because I filed a disability claim?
• My long-term disability claim was denied even though my doctor says I am disabled.  Isn’t that enough to qualify me for disability benefits?

General Information About Disability Insurance

• What is disability insurance?
• How Long-Term Disability Insurance Works
• My child is disabled. Where can I get disability benefits for my child?
• My doctor says I am disabled.  Is that enough to qualify me for disability benefits?
• I receive disability payments from my job or another agency. Can I automatically get Social Security disability (SSD) benefits?
• What is the difference between short-term disability and long-term disability insurance?

About Purchasing Disability Insurance Coverage

• What type of disability insurance coverage should I buy?
• Where can I purchase disability insurance?
• How much disability insurance do I need to buy?
• What type of long-term disability insurance should I buy?
• What types of short-term disability insurance can I buy?
• What policy features should look for when purchasing a disability insurance policy?
• What factors affect disability insurance premiums? Is there a way to save on insurance premiums?

Employee Disability Insurance

• Does my employer have to offer a disability insurance plan?
• If an employer offers disability insurance coverage, is it necessary to purchase a supplemental policy?

Taxes and Disability Insurance Benefits

• Do I have to pay taxes on short-term or long-term disability income?
• Three-Year Look Back and Limitations on Taxable Disability Income