Filed In: Disability Insurance Claims FAQs
 William M. Shernoff, Attorney If your insurance company has wrongfully delayed, denied or terminated your disability benefits, please contact the insurance bad faith attorneys of Shernoff Bidart Echeverria LLP. Your initial consultation is free of charge and you will pay no attorneys fees unless you receive money. |
About Disability Insurance Bad FaithThanks to senior partner William Shernoff’s precedent-setting case, Eagan v. Mutual of Omaha (1979), insurance companies are legally bound by a "covenant of good faith and fair dealing" in treating their policyholders. When an insurer breaches this covenant, by unreasonably delaying or denying payments, for example, it is acting in bad faith and can be sued for actual and consequential damages as well as punitive damages. Hence, although the term sounds negative, it is a huge plus for policyholders, as it provides substantial recourse against insurance companies that mistreat the people they serve. Unscrupulous insurers look for every possible legal and technical angle to save money by denying valid claims, including:
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Individual Insurance and Employer-Sponsored Long-Term DisabilityWe represent policyholders who have purchased private disability insurance from an agent or broker, including occupation-specific, credit card, mortgage, business overhead and key man disability insurance. We also represent people who purchase long-term disability insurance (LTD) through their employers. If your employer paid your premiums, a potential lawsuit is litigated under the Employee Retirement Income Security Act (ERISA) and heard by a judge, not a jury. Legal remedies in ERISA cases are typically limited to benefits owed. If your insurance company has denied payment of your disability benefits, don't take no for an answer. Talk to the disability insurance claims lawyers of Shernoff Bidart Echeverria LLP today. Our law firm introduced the legal concept of insurance bad faith in 1971 by winning disability benefits for a disabled farm worker, Otis Drake, whose disability benefits had been cut off. In 1979, we established the legal precedent for insurance bad faith in Eagan v. Mutual of Omaha, a case involving another disabled worker. Los Angeles Area / Southern California Disability Insurance Trial LawyersOur Southern California disability insurance claims trial lawyers take cases throughout California, including Los Angeles, Beverly Hills, San Bernardino, as well as Northern and Central California. Our disability claims plaintiff's lawyers also litigate disability claims denials for the disabled throughout the Nation. More Insurance and Legal FAQs: |
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