My disability insurance policy was canceled when I filed a claim. 

I paid my premiums; can my insurance company cancel my policy because I filed a disability claim?

Insurance rescission is the legal term used when an insurance company retroactively cancels an insurance policy after you file a claim.

In California, post-claims underwriting is illegal. Post claims underwriting is when in insurance company investigates or reviews your application after you file a claim (post claims) instead of when you apply for disability or other insurance coverage.

Although insurance companies have certain rights that allow them to rescind (cancel) insurance policies in some states, they also have certain duties and obligations. For example, the insurer may be required to prove intentional fraud before a policy can be rescinded.

Our attorneys are experts in the area of insurance rescission or cancellation litigation. Our lawyers can review your case and help you understand your rights as an insurance policy holder.

Our Attorneys Can Help With Illegal Insurance Policy Cancellations

If your insurance company canceled your disability insurance after you filed a claim, contact our law firm today for a free consultation. We help policyholders throughout Southern California, including the cities of Los Angeles, San Diego, Sacramento and Santa Ana, as well as Orange County, San Bernardino County, Riverside County and Los Angeles County.
You can also use our online form to tell us about your case.

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• What questions should I ask before hiring an attorney to take my disability case?
• My lawyer says I should just settle my claim, but the amount is not what I think I am entitled to.  Can I get more money if my case goes to trial?
• My long-term disability claim was denied even though my doctor says I am disabled. Isn’t that enough to qualify me for disability benefits?

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